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Insurance Information for Physical Therapy in New York City

At Dynamic Physical Therapy NYC, we believe exceptional care should also be affordable and accessible. We accept all major insurance plans and verify your coverage before treatment begins. Our team provides clear explanations of costs, claim procedures, and flexible payment options so you can focus on healing instead of billing.

How we help determine coverage

Before your first appointment, our billing staff verifies your insurance coverage with your provider. Please note this verification is only a quote, not a guarantee of payment. We encourage you to confirm your exact benefits directly with your insurance company to understand possible limits or requirements.

Common insurance requirements

  • Co pay at the time of service
  • Referral from your primary care physician (PCP) at the initial visit
  • Limits on therapy visits per calendar year
  • Pre certifications for certain services
  • Deductible and co insurance responsibilities

Sometimes insurance payments may be delayed, reduced, or denied. If this occurs, we require patient payment. For your convenience, we accept Visa, MasterCard, Discover, personal checks, and money orders.

Get relief with covered care

Quality physical therapy should never be out of reach. At Dynamic Physical Therapy NYC, we guide patients across New York through the insurance process and provide transparent, affordable care that supports your recovery.

Is my insurance accepted?

The following is a list of insurances we accept. Please contact us if have have questions about your insurance plan’s physical therapy coverage.

  • 1199
  • ACCESS – MEDICARE
  • AFFINITY MEDICAID – MOLINA
  • AFFINITY MEDICARE
  • AETNA
  • ANTHEM
  • CENTERLIGHT
  • CIGNA (HMO / FLEXCARE / POS / OPEN ACCESS – THROUGH ORTHONET) PPO
  • ELDERPLAN
  • ELDERSERVE (MEDICAID HMO)
  • EMBLEM
  • EMPIRE BLUE CROSS BLUE SHIELD
  • FEDERAL WC ACS
  • FIDELIS
  • GHI
  • HAMASPIK
  • HEALTH FIRST
  • HEALTH NET
  • HEALTHCARE PARTNERS
  • HIP
  • HORIZON HEALTH CARE
  • HUMANA
  • ICM (FIRST HEALTH)
  • MAGNACARE
  • MEDICARE
  • MOLINA
  • MULTIPLAN
  • NO FAULT
  • NORTHWELL HEALTH
  • NY SHIP
  • NYC POLICE DEPARTMENT
  • NYC SANITATION DEPARTMENT
  • OXFORD ONLY PPO, FREEDOM, SECURE HORIZON, AARP
  • OSCAR
  • SENIOR WHOLE HEALTH
  • TOUCHSTONE HEALTH CARE
  • UNITED HEALTH CARE
  • UNITED HEALTHCARE – MEDICAID
  • US FAMILY HEALTH PLAN
  • USA MANAGED CARE NC
  • USA MANAGED CARE ORGANIZATION
  • WELLCARE
  • WORKERS COMPENSATION
  • MLTC CONTRACTS
    • FIDELIS CARE FIDA PLAN
    • METROPLUS FIDA PLAN
    • AGEWELL NEW YORK FIDA
    • CENTEERLIGHT HEALTHCARE FIDA PLAN
    • VNSNY CHOICE FIDA COMPLETE
    • ELDERPLAN FIDA TOTAL CARE
    • NORTH SHORE LIJ – MLTC PLAN
    • EXTENDED MLTC
    • CENTERS PLAN
    • VILLAGE CARE MAX
    • CENTERS PLAN FOR HEALTHY LIVING
    • CORVEL INSURANCE
    • RIVERSPRING

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Jacqueline Granda

PT tech

Ms Jacqueline Granda has received medical assistant training and has been an integral part of our Dynamic family since the past 7 years. Ms Granda (Jackie) is a binding force for our younger staff members. Ms Granda is very graceful in her interactions with patients and colleagues alike and therefore she is well liked by all. Ms Granda genuinely believes Dynamic to be her second family. Outside work, Ms Granda enjoys walking and reading and she spends most of her time caring for her beloved family.

Zainab Ashgar

Receptionist

Ms Zainab Ashgar has joined our team recently for the past 3 months. She is very enthusiastic and eager to help patients. Ms Ashgar can cheer anyone up with her hearty conversations. Outside work, Zainab enjoys caring for her family and traveling.

Tahamina Afroze

PT tech

Ms Tahamina Afroze is a very conscientious staff who champions caring and compassion.

Jarin Rahman

PT tech

Ms Jarin Rahman joined our Dynamic team in the past 10 months. She brings the bilingual power to ease the apprehension of our patients from south east Asian backgrounds and has become a great team player.

Taslima Rehman

Receptionist

Ms Taslima Rahman grew up in Bangladesh and has a great command over connecting with people. Ms Rahman’s work ethic and smile is contagious and besides reception duties, she is the binding force for our staff since the past 2 years. Ms Rahman has great communication skills and she advocates for her patients tirelessly. Outside work, Ms Rahman is deeply involved in caring for her family and tries to catch up on some Television shows on weekends.

Jinu Susan Cherian

PTA

Ms Jinu Susan Cherian has received a Bachelor’s degree in Physical Therapy and has clinical experience of 5 years. She has been a part of our Dynamic team since the past 1 ½ years and is a licensed Physical Therapist Assistant who brings a smile to every patient’s face. Outside her work, Jinu enjoys music, dancing and traveling.

Amarjot Kaur

Ms Amarjot Kaur has received a Bachelor’s in Physical Therapy and has clinical experience of 5 years. She has been a part of our Dynamic team since past 3 years and has a very caring approach for all her patients. Outside her work, Ms Kaur enjoys music and special productions.

Shweta Miglani

PT

Ms Shweta Miglani has clinical experience of 13 years and has been a part of our team at Dynamic since the past 2 years. Shweta has vast experience in outpatient Physical Therapy and has successfully run a private practice in India before moving to NY. She is a very caring clinician who loves talking – she can go on listening and talking to her patients all day long and deliver compassionate one on one care. She is a mother of a young boy but has energy to pursue her doctorate in Physical Therapy from University of Montana. Outside her work, Shweta loves reading, playing word games and sketching.

Mitsu Purohit

PT , MS, CES, PES

Mitsu is a master clinician who has been striving daily at Dynamic Physical Therapy since the past 5 plus years to leave a positive lasting impression on every patient she meets. She prides herself in working one on one with her patients and is known to develop meaningful and compassionate professional relationships. She has received a Bachelor’s degree in Physical Therapy ( S.P university, India) followed by Masters in exercise kinesiology ( Long Island university , Brooklyn Campus ). Additionally, Ms Purohit is also a Certified Performance enhancement specialist (PES) & corrective exercise specialist ( CES) from National academy of sports medicine (NASM). In her spare time, Mitsu loves to travel and explore new places, new spicy food joints and is an avid music enthusiast. Her latest hobby includes calligraphy.

Rajeshwari Soni

Physical Therapist
Registered In Musculoskeletal Sonography

Rajeshwari Soni grew up in Mumbai, India. She completed her Bachelor’s in Physical Therapy from Pravara Medical Institute, India in 2007. She pursued her Master’s Degree in Kinesiology with a major in Biomechanics- clinical track in 2011 from Texas Woman University, Denton Texas.

She has been working as a licensed Physical Therapist in the state of New York since 2011 and during practice she realized that timely and accurate diagnosis helps in faster recovery of patients and improves functional prognosis. Rajeshwari has been an integral part of our team since the last 5 years. Since 2016, she is appropriately utilizing her diagnostic skills to help patients’ achieve their goals. She has an RMSK- Registered in Musculoskeletal Sonography from APCA (Alliance for Physician certification in advancement) certification and also practices EMG/NCV testing, of which she received certifications from HODS (Hands On Diagnostics). Outside of her work she enjoys time with her family, loves reading, fitness/working out and helping people.

Dr Kajal Jani, DPT RMSK

Doctor Of Physical Therapy
Registered In Musculoskeletal Sonography

Dr Kajal Jani grew up in Gujarat, India. She has clinical experience of 20 years and has served our community in New York in a variety of settings such as in-patient rehab, group home and outpatient rehab. Dr Jani has been a vital part of our Dynamic family since past 10 years and has mentored numerous staff members. Her compassion and work ethics have earned her a lot of respect from her patients and colleagues alike.Since 2016, she is appropriately utilizing her diagnostic skills to help patients’ achieve their goals. She has an RMSK- Registered in Musculoskeletal Sonographic from APCA (Alliance for Physician certification in advancement) certification and also practices EMG/NCV testing, of which she received certifications from HODS (Hands On Diagnostics). Outside of her work she enjoys time with her family, cooking and yes: kickboxing.

Dr Esha Desai, DPT

Doctor Of Physical Therapy
VP PR

Dr. Esha Desai has been practicing physical therapy for about 12 years and she has been a part of Dynamic Physical therapy for about 9 years now. She received her Doctorate in Physical Therapy from The College of Saint Scholastica in September 2015 and Master’s degree in health administration from Fairleigh Dickinson University in September 2010. She is a specialist in Vestibular Rehab and is successfully treating vertigo and other balance related issues. Dr. Desai has a special interest in orthopedics, geriatric care and treatment of BPPV and other vestibular disorders involving imbalance and dizziness. Her patients regard her as a compassionate, kind, caring and knowledgeable professional. In her spare time, she loves cooking, reading and travelling with her family. Dr Desai is a proud mother of a 4 years old daughter and loves to spend time with her princess.